FAQ
business development , start up business , Women's Entrepreneurship
Housing Loans (Home Improvement, Home Finishing, Land Purchase, House Purchase, Home Renovation)
Personal Loans (Education, Marriage, consumption)
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Personal loans: from $1,000 to $10,000
Housing loans: from $1,000 to $40,000
business loans: from $1,000 to $120,000
The time period to complete the loan procedures after receiving all documents from the applicant is 5 business days, including approval, contract signing, and transfer to the bank account.
- Borrower's and guarantors' identification cards (IDs)
- Proof of ownership of the business
- Pay slips of the borrower and guarantors
- Bank account statement for guarantors and borrower if available
- Wife's ID card for inquiry purposes
- Sales ledger
- Purchase invoices
- Authorization for inquiry signed by guarantors and borrower
Photo ID for the borrower and guarantors
Employment verification signed and stamped as per regulations for the borrower and guarantors
Proof of ownership of the house to be improved or purchased
Bank statement for the borrower for the last 3 months, if available
Bank statement for the guarantors for the last 3 months, if available
Any other documents related to the loan
Photo ID of the spouse for inquiry purposes
Authorization for inquiry signed by the guarantors and the borrower
Photo ID for the borrower and guarantors
Income verification signed and stamped as per regulations
Bank statement for the borrower, if available
Bank statement for the guarantor for the last 6 months
Salary slips for the guarantors
Authorization for inquiry signed by the guarantors and the borrower
Photo ID of the guarantor
Recent salary slip of the guarantor
Bank statement of the guarantor for the last 3 months
Commitment to continue salary transfer in case the guarantor is a private sector employee
Any other documents related to the loan
Authorization for inquiry signed by the guarantors and the borrower
Photo ID of the guarantor
Employment verification signed and stamped as per regulations
Bank statement, if available
Arab Bank
Al Quds Bank
Bank of Palestine
Housing Bank
The National Bank
Egyptian Arab Land Bank
Salary transfer
Personal guarantor
Security checks
Court promissory note
Collection checks
Car mortgage
According to the purpose of the loan and the required amount
After closing 30% of the current loan, and provided that the borrower is committed to repayment.
A granting commission of 1% per year is charged, with a maximum limit of 4%.
The loan amount can be determined based on your needs, monthly income, the results of the palestinian monetary authority inquiry, and the guarantees provided.
The borrower can repay the entire loan before the end of the repayment period and will be exempt from all unearned interest according to the company's internal regulations. However, an early closure fee will be applied.
The only way to apply for a digital loan is through Vitas messenger to gain all of its features
Palestine - Ramallah - Al-Bireh - Abu Eyyad Street, behind the Muqata’a - GIZ Building
From Sunday to Thursday (from 8:00 AM to 4:00 PM)